public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
 
Fees & Charges: Deposits

1) WADIAH SAVINGS ACCOUNT-i / BESTARI SAVING ACCOUNT-i

No Types of Charges Amount
1. Replacement of lost savings account passbook RM10-00, plus stamp duty
2. Closure of account RM10-00 service charge on closure of Savings Account if the accounts are closed within six month from the date of account opening.
3. Notice to dormant account holders RM10-00 service charge on dormant accounts which are inactive for 1 year and more.
  • For balances up to RM10, account will be closed and balance is absorbed as a charge.
  • For balances above RM10, an annual service charge of RM10 will be charged until the seventh year before the remaining balances are sent to Registrar of Unclaimed Moneys.

Note: This is not applicable for BASIC Wadiah Savings Account-i, for Basic Wadiah Savings Account-i charges. Please click here!

2) CURRENT ACCOUNT-i

No Types of Charges Amount
1. Closure of current account RM20-00 service charge on closure of Current Account if the accounts are closed within six month from the date of account opening.
2. Dishonoured cheque due to insufficient funds RM100-00 per cheque
3. Audit Confirmation RM25-00 for one account balance and RM50-00 for more than one account balance
4. Stopped payment cheque  
- With sufficient funds RM15-00 per cheque
- With insufficient funds RM100-00 per cheque will be imposed when the cheque is presented
5. Cheque encashment RM2-00 per cheque
No fee charge for encashment of cheque by personal account holders and nominated third party
6. Duplicate statements  
- Within 1 year RM2-00 per copy and service charge of RM10-00
- Above 1 year RM2-00 per copy and service charge of RM25-00
7. Request for change of mandate for operating account RM10-00 per request
8. Post- dated cheque returned RM10-00 per cheque (to be collected from the payee)
9. Notice to dormant account holders RM10-00 service charge on dormant accounts which are inactive for 1 year and more.
  • For balances up to RM10, account will be closed and balance is absorbed as a charge.
  • For balances above RM10, an annual service charge of RM10 will be charged until the seventh year before the remaining balances are sent to Registrar of Unclaimed Moneys.
10. Automatic Fund Transfer Facility RM5-00 per transfer
11. Opening of a DCHEQS Special Account RM50-00
12. Half- yearly service charge
Accounts exempted from the service charge:
- Goverment Accounts
- Accounts with overdraft facilities
- New account opened for less than 1 month
RM10-00 for each half- year on the account with an average balance during the half- year of less than RM 1,000-00
13. Cheque Books Uncollected for more than 60 days from the date of its issuance RM30-00 per cheque book
14. Cancellation of Stop Payment Instruction RM10-00 per request
15. Handling fee for retrieval of audited statements (bank endorsed) RM25-00
16. Handling fee of photocopy of cheques, pay-in slips and advices RM20-00 per request
17. Photocopy of cheques, pay-in slips and advices RM1-00 per copy
18. Postage for sending cheque book(s) to customers Actual courier charges apply

Note: Not applicable for BASIC Wadiah Current Account-i, for Basic Wadiah Current-i charges. Please click here!
3) MUDHARABAH GENERAL INVESTMENT ACCOUNT-i (MGIA-i) / ISTISMAR ACCOUNT-i (IA-i)/ TERM DEPOSIT-i (TD-i)

No Types of Charges Amount
1. Lost / Misplaced MGIA-i / IA-i Receipt / TD-i Receipt (upon execution of the Indemnity Form) RM5-00 service charge plus
RM10-00 stamp duty for the "Indemnity Letter for Lost of Investment Deposit"
4) Foreign Currency Current Account-i

No Types of Charges Amount
1. Account maintenance fee
USD20 (or its equivalent in RM) per annum per customer, regardless of the number of accounts, is payable upfront on opening of the first account and is thereafter payable on 1 December of subsequent years.
2. Transaction charges
No charge for credit transactions (receipts) and all internal debit transactions such as internal transfers between one account to another, debiting bank charges, etc.
USD1.00 for individual and USD4.00 for non-individual customer, or its equivalent in RM, per each debit transaction.
 
 
Fees & Charges: Financing
1) Type of charges

No Type of Charges Amount
1. BASIS RAM- DP Information Services Sdn Bhd (BRIS) Searches  
- Official Assignee bankruptcy / winding- up search RM75-00
- Company / business search RM50-00
2. Official Assignee (OA) bankruptcy / winding up search conducted on vendor RM25-00
3. Dun and Bradstreet Trade checking on drawee of large trade bills exceeding RM200,000-00 RM79-00 per unit on
reimbursement basis
4. Cheque honoured resulting in Temporary Cash Line Facility-i (TCLF-i) or Temporary Excess Cash Line Facility-i (TECLF-i) RM150-00 per cheque honoured
(subject to a maximum of RM750-00 per customer per day)
5. Wadiah Current Account-i
- Processing fee for cheque honoured resulting in TECLF-i being created
- First RM2,000-00 or part thereof:
RM20-00
- Every subsequent RM1,000-00 or part thereof: RM10-00
6. Reimbursement cost for site inspection of project to support drawdown of bridging financing RM200-00 for each progressive release
7. Specific request for change in credit terms & conditions (except for the request to insure property(ies) charged to the Bank by Non-Panel Insurers and Impaired Financing) RM200-00 per approved request
8. Request for redemption statement for the purpose of partial / full settlement of house financing facilities  
-individual RM50-00 per request
9. Request to redeem Title / Lot RM50-00 per title / lot
10. Inspection of property for all financing applications that do not call for a valuation report  
- Lump sum release RM50-00
- Progressive release RM100-00
11. Confirmation of signatories for Government Tender Purpose RM20-00 per request
12. Confirmation / Statement issued to house financing customers for EPF withdrawal RM20-00
13. Administrative Fee for Security Documents for BAE / Plus BAE / Plus Cash Line Personal Financing-i RM100-00
14. Service fee for Redraw Facility-i RM50-00 for each successful redrawal transaction
15. Cancellation fee for Mortgage Financing / Property financing in the event that the approved facilities are cancelled prior to the disbursement of facilities RM2,000-00
16. Specific request for reinstatement RM200-00 for each account approved for reinstatement on Fixed Financing/Term Financing/House Financing which have been paid down.
17. Retrieval of Financing and Securities Documents in Bank's Custody RM10-00 per request plus photostating charges
18. Request for additional financing account statement RM5-00 per page
19. Processing Fee for for purchase of Housing/Shop House Financing/Commercial & Industrial Property are as follows:
Type Financing Amount Processing Fee
House/ Shop House Financing Up to RM30,000-00 RM50-00
>RM30,000-00 to RM100,000-00 RM100-00
Above RM100,000-00 RM200-00
Financing for purchase of Commercial & Industrial Property (excluding land) Any amount RM200-00
     
2) AITAB Hire- Purchase-i
No Type of Charges Amount
1. Retrieval of documents  
- Within branch RM10-00
- From off site storage RM20-00
2. Transfer of facility from original account holding branch to another nominated branch RM100-00 per transfer
3. Issuance of duplicate letter of Release of Ownership Claim RM100-00 per copy
4. Issuance of Letter of Consent to JPJ on change of vehicle engine RM50-00 per letter
5. Issuance of Letter to JPJ on issuance of duplicate vehicle registration card
RM50-00 per letter
6. Issuance of Letter to JPJ on interchange of registration number RM50-00 per letter
7. Photocopy of hire purchase agreement RM10-00 per copy
For new vehicles / imported reconditioned vehicles:
9. Ownership, Registration and Handling Charges RM50-00
10. Transport charges for stamping of AITAB Hire Purchase-i Agreement at stamp office RM10-00
11. Photostat charges RM10-00
Postage charges RM10-00
Photograph cost (for new reconditioned vehicles) RM10-00
Fax and telephone charges RM15-00
12. e- Hakmilik transaction fees for:  
- Registration of Ownership Claim RM3-00
- Change Request RM3-00
For used vehicles:
13. Transport charges:  
- Registration and transfer RM10-00
- Redemption / stamp office RM10-00
-settlement with another Bank / finance company RM15-00
14. Photostat charges RM10-00
Postage charges RM10-00
Photograph cost RM10-00
Fax and telephone charges RM15-00
Settlement with another Bank / finance company RM30-00
15. Transport charges for inspection of vehicle conducted away from branch RM10-00 per inspection
16. Interbranch inspection of vehicle RM50-00 per inspection
17. e- Hakmilik transaction fees for:  
- Registration of Ownership Claim RM3-00
- Change Request RM3-00
3) Foreign Currency Financing -i
1. Stamp Duty Amount (RM) 
Letter of Offer RM10.00
Other Security Document  
Letter of Set Off RM10.00
Property Purchase Agreement Exempted from duty under Stamp Duty Order (Exemption) 1987 P.U. (A) 69
Property Sale Agreement / Property Sale Agreement Cum Assignment RM5.00 for every RM1,000.00 (or part thereof)
(20% discount on stamp duty payable on principal document until 31 December 2015)
Charge Annexure / Deed of Assignment One- fifth of the duty on the principal security but not exceeding RM10.00
Letter of Guarantee One- fifth of the duty on the principal security but not exceeding RM10.00
2. SWIFT Charges (Destination)  
Singapore RM15.00
All other countries   RM30.00  
3. Foreign Currency Term Financing-i Processing Fee :
Size of financing
(for approved financing and one- off)
Up to RM30,000 equivalent RM50.00
RM30,001 - RM100,000 equivalent RM100.00
RM 100,000 above equivalent RM200.00 / Ad valorem
 
 
Fees & Charges: Others

1) REMITTANCES & STANDING INSTRUCTION

No Types of Charges Amount
1. Purchase of banker's cheque  
- For all types of applications except for new public share issue applications RM2-00 per piece plus stamp duty
- For new public share issue applications  
Account holders RM2-00 per piece plus stamp duty
Non-Account holder RM5-00 per piece plus stamp duty
2. Purchase of foreign demand draft RM2-00 for amount of RM5,000-00 equivalent and below plus Cost of Advice to Agent
3. Replacement or refund of banker's cheque / demand draft reported lost
RM20-00 inclusive of stamp duty
4. Replacement or refund of stale banker's cheque / demand draft RM20-00
5. Cancellation of banker's cheque / demand draft (exclude new public share issue applications)
RM2-00 per piece
6. Outward telegraphic transfer in Malaysian Ringgit RM10-00
7. Outward telegraphic transfer in foreign currencies RM2-00 for amount of RM5,000-00 equivalent and below plus Cost of Wire
8. Transfer of funds through RENTAS RM9-00
9. Inward RENTAS Payment RM5-00 (not for individuals and SMEs)
10. Interbank Giro Payment System  
a) Via Internet and PB Mobile Banking RM0-10 per transaction
b) Via Other Channels RM2-00 per transaction
c) Via ATM RM0-30 per transaction
11. Inward Telegraphic Transfer with payment instruction  
- Credit online into customer's account RM5-00
- Pay on identification RM5-00 plus stamp duty
- Credit an account maintained at another bank RM10-00
12. Sale of travellers' cheques 1.50% commission of the amount sold
13. Purchase or encashment of traveller's cheque RM3-00 plus postage of minimum RM2-00 or actual expenses
14. Standing instructions  
- Within branch RM2-00 per item
- interbranch transfer RM5-00 per item
- Payment to third parties RM5-00 per item plus postage
- Unsuccessful attempt on the instruction date due to insufficient funds RM2-00

2) COINS AND NOTES

No Types of Charges Amount
1. Coins and Charges  
- RM500-00 to RM3,000-00 RM5-00
- Exceeding RM3,000-00 RM10-00
*No service charge for deposit or exchange of RM1 coin *Business Accounts only  
2. Changing of notes to coins  
* Business accounts only.  
- Loose coins
- First RM100-00 no charge
- RM1-00 for every RM50-00
- Per bag (same denomination) - RM8-00
  • RM50-00 of 1 sen
  • RM400-00 of 5 sen
  • RM400-00 of 10 sen
  • RM400-00 of 20 sen
  • RM400-00 of 50 sen

3) ATM / Bankcards

No Types of Charges Amount
1. Application for PB Bankcard* RM8-00
2. Replacement for PB BankCard/PB Day2Day Card RM12-00
3. Annual Fee Charges On PB BankCard*/PB Day2Day Card RM8-00
4. Electronic Share Application via ATM and PBeBank.com RM2-00
5. eRights Application via ATM and PBeBank.com RM4-00
6. Stamp Duty on eRights Application RM10-00
7.
Cash Withdrawal via ATM at:-
- MEPS Member Banks
   
- Islamic Foreign Banks (IFBs) (e.g. Al Rajhi Bank and Kuwait Finance House)
   
- Locally Incorporated Foreign Banks (LIFBs) [e.g. OCBC, Citibank, Standard Chartered Bank (SCB), United Overseas Bank (UOB) and HSBC]
 
RM1-00 per transaction
 
RM1-00 per transaction
 
 
RM4-00 per transaction
8.
Interbank Fund Transfer/ Interbank Credit Card and Financing Payment via ATM at:-
- MEPS Member Banks
   
- Locally Incorporated Foreign Banks (LIFBs) (e.g. Citibank, UOB and HSBC)
 
 
RM1-00 per transaction
 
RM4-00 per transaction
9. Interbank Giro (IBG) Fund Transfer via ATM RM0-30 per transaction
Note: *Not applicable for BASIC Wadiah Savings Account-i and BASIC Wadiah Current Account-i
 
 
Fees & Charges: Government, Government Agencies and Customers to Government
No Service Bank’s Existing Fees And
Charges
Fees And Charges To Be Imposed
Service Charge on Government Government
Agency
Customers to
Government
RM RM RM RM
A) Receipt
1. Bank Counter - Cash (without agreement) Below 10,000-00
N / A

10,000-00 & above
50-00 for cash deposit of 10,000-00
Additional 50-00 for every subsequent 10,000-00 or part thereof
(Imposed on business accounts only)
No charge No charge No charge
2. Bank Counter - Cheque (without agreement) No charge No charge No charge No charge
B) Payment
1. Cash cheque 2-00 / piece No charge 2-00 / piece No charge
2. Interbank GIRO 2-00 / trx No charge 1-00 / trx No charge
3. Intrabank No charge No charge No charge No charge
4. Salary payment service 2- 50 / account (manual)
1-00 / account (ECP)
No charge No charge No charge
5. Outward RENTAS 9-00 No charge 5-00 No charge
6. Inward RENTAS 5-00 No charge 5-00 No charge
C) Others
1. Bank statement Within 1 year
2-00 / copy + 10-00 s / c

Above 1 year
2-00 / copy + 25-00 s / c
No charge 10-00 per agency No charge
2. Telegraphic transfer in Ringgit 10-00 No charge 5-00 / trx No charge
3. Banker’s Cheque 2-15 No charge 2-15 No charge
4. Cheque imaging No charge No charge No charge No charge
 
 
Commission and Charges for Trade Finance-i
No Types of Charges Amount
1. Letter of Credit-i  
Commission  
Issuance of Letter of Credit-i (LC-i) 0.1% per month Min. RM75-00
Amendment of LC-i (Extension of LC-i validity / increase of amount) 0.1% per month Min. RM50-00
   
Handling Fee  
Other amendments of LC-i RM50-00 flat
LC-i Discrepancy Fee:  
Foreign RM100-00 equivalent
Local RM50-00
2. Shipping Guarantee-i  
Commission  
Under Bank's LC-i 0.1% flat Min. RM100-00
Under Collection Bills 0.1% flat Min. RM100-00
SG-i returned after 3 months from issuance date 0.5% (from 4th month onwards up to the date of return of SG-i)
3. Bankers Guarantee-i  
Commission  
Tender Guarantee 0.6% p.a Min. RM50-00
Performance Guarantee 1.0% p.a Min. RM50-00
Financial Guarantee  
Government 1.0% p.a Min. RM50-00
Non-Government 1.25% p.a Min. RM50-00
   
Handling Fee  
Guarantee for employment of domestic servants & foreign servants RM50-00 flat per guarantee of RM1,000-00
Handling fee for non-standard format 0.1% flat Min. RM100-00


 
.: Back
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
public islamic bank, islamic bank, pbebank
 
Terms & Conditions | Privacy | Security | Client Charter
Copyright © Public Islamic Bank Berhad (14328-V). ALL RIGHTS RESERVED