Wadiah Savings Account-i is devised with the following concepts:-

1. The Bank accepts deposits from depositors looking for safe custody of their funds and a degree of convenience in accordance with the principles of Wadiah Yad Dhamanah.
   
   The Bank will get depositors' consent to make use of their funds so long as these funds remain with the Bank.
2. The depositors may withdraw a part or the whole amount of their balances at any time they so desire and the Bank guarantees the refund of such balances.
   
   The profit from the deposits belong entirely to the Bank and the Bank may, at its absolute discretion, reward the customers of Wadiah Savings Accounts-i by returning a portion of the profits generated from the use of their funds from time to time.
3. It is recommended that the Wadiah Savings Account-i should share the profit of the Bank's investments in a ratio determined by the Bank from time to time.
   
   The Bank will issue Wadiah Savings Account-i Passbooks to depositors and extend other usual services connected with Savings Accounts, such as inter-branch deposits/withdrawals, issuance of PB BankCards and standing instructions.

Here's what Wadiah Savings Account-i offers you:

1. Ease of opening an account for individuals, joint, associations, clubs or societies, with an initial deposit of just RM250.
2. Hibah (profit) if any will be credited to your account monthly based on a Multi-tier single rate.
3. Easy access to your account through any Public Bank branches, ATM's, PB Telebanking or PBeBank.com.