| Deposit Profit Rates |
1) WADIAH SAVINGS ACCOUNT-i
- Effective From 1 May 2012 - 31 May 2012
Deposit Range
(RM) |
Hibah
(%) |
| Below RM3,000 |
0.00% |
| RM3,000 to RM10,000 |
0.10% |
| RM10,000 to RM30,000 |
0.20% |
| RM30,000 to RM50,000 |
0.20% |
| RM50,000 to RM75,000 |
0.45% |
| RM75,000 to RM100,000 |
0.45% |
| Above RM100,000 |
0.60% |
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2) WADIAH CURRENT ACCOUNT-i (Government & Statutory Bodies)
- Effective From 16 May 2012
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3) BASIC WADIAH SAVINGS ACCOUNT-i
- Indicative Hibah Rates With Effect From 1 May 2012 - 31 May 2012
| Deposit Range |
Hibah
(% p.a.) |
| Up to RM10,000 |
0.25% |
| Up to RM30,000 |
0.25% |
| Up to RM50,000 |
0.35% |
| Up to RM75,000 |
0.40% |
| Up to RM100,000 |
0.50% |
| Above RM100,000 |
0.60% |
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4) BESTARI MUDHARABAH SAVINGS ACCOUNT-i
Profit Sharing Ratio (PSR) & Profit Rates Effective From 16 April 2012 - 15 May 2012
| Deposit Range |
PSR
(Customer:Bank) |
Profit Rate |
| Below RM500 |
02:98 |
0.10% |
| Up to RM2,000 |
02:98 |
0.10% |
| Up to RM5,000 |
04:96 |
0.22% |
| Up to RM10,000 |
08:92 |
0.40% |
| Up to RM30,000 |
10:90 |
0.40% |
| Up to RM50,000 |
12:88 |
0.60% |
| Up to RM75,000 |
16:84 |
0.84% |
| Above RM75,000 |
20:80 |
1.01% |
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5) MUDHARABAH GENERAL INVESTMENT ACCOUNT-i
Rates Effective From 16 May 2012
| Tenure (Month) |
Profit Sharing Ratio
(Individual/ Non Individual/ Corporate MGIA-i) |
Profit Rates
(Individual/ Non Individual/ Corporate MGIA-i) |
| 1 |
58 : 42 |
3.00 |
| 2 |
58 : 42 |
3.00 |
| 3 |
59 : 41 |
3.05 |
| 4 |
59 : 41 |
3.05 |
| 5 |
59 : 41 |
3.05 |
| 6 |
60 : 40 |
3.10 |
| 7 |
60 : 40 |
3.10 |
| 8 |
60 : 40 |
3.10 |
| 9 |
60 : 40 |
3.10 |
| 10 |
60 : 40 |
3.10 |
| 11 |
60 : 40 |
3.10 |
| 12 |
61 : 39 |
3.15 |
| 13 |
61 : 39 |
3.15 |
| 15 |
61 : 39 |
3.15 |
| 18 |
61 : 39 |
3.15 |
| 21 |
61 : 39 |
3.15 |
| 24 |
61 : 39 |
3.15 |
| 36 |
61 : 39 |
3.15 |
| 48 |
61 : 39
|
3.15 |
| 60 |
61 : 39 |
3.15 |
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6) Istismar Account-i
*Indicative Hibah Rates With Effect From 16 May 2012
| Tenure |
Rate |
| 1 Month |
3.00 |
| 2 Months |
3.00 |
| 3 Months |
3.05 |
| 4 Months |
3.05 |
| 5 Months |
3.05 |
| 6 months |
3.10 |
| 7 months |
3.10 |
| 8 months |
3.10 |
| 9 months |
3.10 |
| 10 months |
3.10 |
| 11 months |
3.10 |
| 12 months |
3.15 |
| 13 to 60 months |
Negotiable (3.15) |
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7) MUDHARABAH CURRENT ACCOUNT-i
Indicative Hibah Rates With Effect From 16 May 2012
| Deposit Range |
Profit Sharing Ratio
(Customer:Bank)
|
Indicative Rate
(%) |
| Up to RM5,000 |
2:98 |
0.10% |
| Up to RM50,000 |
4:96 |
0.20% |
| Up to RM100,000 |
8:92 |
0.40% |
| Up to RM500,000 |
16:84 |
0.80% |
| Up to RM2,000,000 |
19:81 |
1.00% |
| Up to RM3,000,000 |
23:77 |
1.20% |
| above RM3,000,000 |
29:71 |
1.50% |
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| Financing Profit Rates |
1) Home Equity Financing-i Rates (Subject to Ceiling Rate)
| Home Equity Financing-i (Non Free Legal Documentation) / Redraw Facility-i |
| Financial Amount |
Tenure |
For Both Completed and Uncompleted Properties |
| < RM50,000 |
Whole Tenure |
BFR - 1.30% |
| RM50,000 to < RM100,000 |
Whole Tenure |
BFR - 1.60% |
| RM100,000 & Above |
Whole Tenure |
Up to BFR - 2.20% p.a.
(Not eligible for preferential pricing of 0.10% lower) |
1st year
2nd to 5th Year
Thereafter |
BFR - 2.55% p.a.
BFR - 1.60% p.a.
BFR - 1.80% p.a. |
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2) SWIFT Term Equity Financing-i Rates (Subject to Ceiling Rate) / Redraw Facility-i
| SWIFT Term Equity Financing-i (Non Free Legal Documentation) |
| Financial Amount |
Tenure |
Profit Rate |
| < RM100,000 |
Whole Tenure |
BFR - 0.95% |
| RM100,000 & Above |
Whole Tenure |
Up to BLR - 1.90% |
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3) SMILAX Term Equity Financing-i Rates
3 -Tier Financing Rate (Subject to Ceiling Rate) / Redraw Facility-i
| Tenure |
Profit Rates |
| 1st year |
3.99% pa |
| 2nd year |
5.00% pa |
| 3rd year onwards |
BFR + 0.80% pa |
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4) ABBA Variable House Financing-i Rates (Subject to Ceiling Rate)
| ABBA Variable House Financing-i (Non Free Legal Documentation) / Redraw Facility-i |
| Financial Amount |
Tenure |
For Both Completed and Uncompleted Properties |
| < RM50,000 |
Whole Tenure |
BFR - 1.30% |
| RM50,000 to < RM100,000 |
Whole Tenure |
BFR - 1.60% |
| RM100,000 & Above |
Whole Tenure |
Up to BFR - 2.20% p.a.
(Not eligible for preferential pricing of 0.10% lower) |
1st year
2nd to 5th Year
Thereafter |
BFR - 2.55% p.a.
BFR - 1.60% p.a.
BFR - 1.80% p.a. |
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5) ABBA Variable SWIFT Financing-i Rates (Subject to Ceiling Rate) / Redraw Facility-i
| ABBA Variable SWIFT Financing-i (Non Free Legal Documentation) |
| Financial Amount |
Tenure |
Profit Rate |
| < RM100,000 |
Whole Tenure |
BFR - 0.95% |
| RM100,000 & Above |
Whole Tenure |
Up to BLR - 1.90% |
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6) ABBA Variable SMILAX Financing-i Rates
3 -Tier Financing Rate (Subject to Ceiling Rate) / Redraw Facility-i
| Tenure |
Profit Rates |
| 1st year |
3.99% pa |
| 2nd year |
5.00% pa |
| 3rd year onwards |
BFR + 0.80% pa |
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7) BAE Personal Financing-i Financing Rates
| Tenure |
Rates |
| For tenure of 2 - 3 Years |
3.40% p.a. flat |
| For tenure of 4 - 15 Years |
4.99% p.a. flat |
| For tenure of 16 - 20 Years |
5.20% p.a. flat |
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8) Plus BAE Personal Financing-i/ Plus Cashline Facility-i
| a. |
BFR + 1.00% p.a. daily rest for the following customers:
- who do not take up Group Takaful Family Plan (GTFP).
- where facility is secured by cultivated or vacant land.
- where MA is above 100% of CMV for existing facility secured by completed residential and commercial properties.
|
| b. |
BFR + 0% p.a. daily rest for the following customers:
- who take up Group Takaful Family Plan (GTFP).
- where MA does not exceed 100% of CMV for existing facility secured by completed residential and commercial properties.
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9) Cashline Facility-i
| a. |
Cash Line Facility-i Variable Rate:
| Facility |
Tenure |
Profit Rate |
| CLF-i/ House/ MORE |
3 years |
BFR - 0.75% |
| CLF-i/ SWIFT |
1st year
2nd - 3rd year |
BFR + 0.00%
BFR + 0.05% |
| CLF-i/ MGIA-i |
3 years |
Subject to Contracted Profit Rate (CPR)
| Effective Profit Rate (EPR): |
|
Up to RM500K: From 0.75% to 1.50% above MGIA-i indicative rate. |
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Above RM RM500K: From 0.50% to 1.00% above MGIA-i indicative rate. |
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| BFR - Base Financing Rate currently at 6.60% with effect from 11 May 2011 |
| Tenure |
Contracted Profit Rate/ Ceiling Rate |
| Up to 40 years |
BFR + 4.00% p.a. |
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