SMILAX plan provides financing and refinancing to small and medium enterprises as well as industries that are looking to raise capital for expansion.


  • Under the concept of Musharakah Mutanaqisah
  • Financing up to 20 years
  • Flexible payment period
  • Competitive financing rates and margin of finance
  • Redraw facility available
  • Multiple payment channels via PBe, ATM and PIBB/PBB branches


  • Applicant must be Malaysian incorporated companies/firms
  • Financing/refinancing of complete or incomplete properties such as shops, warehouse, industrial factories, plant & machinery and agricultural/industrial/vacant land
  • Terms and conditions apply

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  Fees & Charges

  Financing Rates

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