Automation & Digital Guarantee Scheme-i


  1. Based on the Shariah concept of Bai Al-Einah.
  2. Financing amount up to RM1 million for Small & Medium Enterprises (SMEs) under partnership and sole proprietorship and RM10 million under private limited company.
  3. Guarantee coverage up to 80% (on the principal and profit) by the Government of Malaysia.
  4. Tenure up to 16 years or until 31 December 2035, whichever is earlier.


  1. SMEs from all sectors with at least 51% shares held and controlled by Malaysian citizens.
  2. Refinancing of existing facility granted by the same or other participating Financial Institutions is not allowed.

Terms and conditions apply.

Click for more information:

  Financing Rates

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