Working Capital Guarantee Scheme-i

 

Working Capital Guarantee Scheme-i 2 

Features:

1. Based on the Shariah concept of Bai Al-Einah (Clean Basis).
2. Maximum Financing: Up to RM10,000,000 (aggregate limit of RM10 million for each company for all Syarikat Jaminan Pembiayaan Perniagaan (SJPP) guarantee schemes).
3. Guarantee Coverage: Up to 70% guarantee (on the principal and profit) by Government of Malaysia.
4. Tenure: Up to 16 years or until 31 December 2035, whichever is earlier.

Requirements:

1. Small and Medium Enterprises (SMEs) from all sectors with at least 51% shares held and controlled by Malaysian citizens.
2. Refinancing of existing facility granted by the same or other participating Financial Institutions (FI) is not allowed.

Terms and conditions apply.
 

Working Capital Guarantee Scheme-i Start-up

Features:

1. Based on the Shariah concept of Bai Al-Einah (Clean Basis).
2. Maximum Financing: Up to RM500,000.
3. Guarantee Coverage: Up to 70% guarantee (on the principal and profit) by Government of Malaysia.
4. Tenure: Up to 16 years or until 31 December 2035, whichever is earlier.

Requirements:

1. Start-up SMEs from all sectors with at least 51% shares held and controlled by Malaysian citizens.
2. Refinancing of existing facility granted by the same or other participating FIs is not allowed.

Terms and conditions apply.
 

Working Capital Guarantee Scheme-i Bumiputera

Features:

1. Based on the Shariah concept of Bai Al-Einah (Clean Basis).
2. Financing amount up to RM1 million for SMEs Under Partnership and Sole Proprietorship and RM3 million under Private Limited Company.
3. Guarantee Coverage: Up to 80% guarantee (on the principal and profit) by Government of Malaysia.
4. Tenure: Up to 16 years or until 31 December 2035, whichever is earlier.

Requirements:

1. Bumiputera SMEs from all sectors with at least 51% shares held and controlled by Malaysian citizens.
2. Refinancing of existing facility granted by the same or other participating FIs is not allowed.

Terms and conditions apply.
 

Working Capital Guarantee Scheme-i Women

Features:

1. Based on the Shariah concept of Bai Al-Einah (Clean Basis).
2. Financing amount up to RM1 million for SMEs Under Private Limited Company, Partnership and Sole Proprietorship.
3. Guarantee Coverage: Up to 80% guarantee (on the principal and profit) by Government of Malaysia.
4. Tenure: Up to 16 years or until 31 December 2035, whichever is earlier.

Requirements:

1. SMEs owned and controlled by women from all sectors with at least 51% shares held and controlled by Malaysian citizens.
2. Refinancing of existing facility granted by the same or other participating FIs is not allowed.

Terms and conditions apply.
 

Working Capital Guarantee Scheme-i Export

Features:

1. Based on the Shariah concept of Bai Al-Einah (Clean Basis).
2. Financing amount up to RM1 million for SMEs Under Partnership and Sole Proprietorship and RM10 million under Private Limited Company.
3. Guarantee Coverage: Up to 80% guarantee (on the principal and profit) by Government of Malaysia.
4. Tenure: Up to 16 years or until 31 December 2035, whichever is earlier.

Requirements:

1. SMEs from all sectors which are export oriented with at least 51% shares held and controlled by Malaysian citizens.
2. Refinancing of existing facility granted by the same or other participating FIs is not allowed.

Terms and conditions apply.

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  Financing Rates

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