BAE PENJANA SME Financing-i Scheme
BAE PENJANA SME Financing-i (BAE PSF-i) is a working capital financing scheme to help alleviate the short-term cash flow problems faced by Small and Medium Enterprise (SME) affected by the COVID-19 outbreak.

Features:

  • Offered under the Shariah concept of Bai Al-Einah
  • Financing amount: Min RM50K up to Max RM500K
  • Financing tenure up to 7.5 years
  • Attractive pricing

Product Disclosure Sheet:

[Bahasa Malaysia][English]

BAE SJPP PENJANA Tourism Financing-i
BAE SJPP PENJANA Tourism Financing-i (BAE SJPP PTF-i) is for Capital Expenditure [confined to renovation cost and investment in new Standard Operating Procedure (SOP) to operate in the post-COVID-19 environment] and/or Working Capital.

Features:

  • Offered under the Shariah concept of Bai Al-Einah
  • Financing amount: Min RM100K up to Max RM500K
  • Financing tenure up to 7 years, including 12 months moratorium period and option for subsequent 12 months profit only payment period
  • Attractive pricing

Product Disclosure Sheet:

[Bahasa Malaysia][English]

Government Guarantee Scheme MADANI-i
A scheme set up to assist SMEs and Mid-Size Companies by providing Government guarantee for the financing granted by Participating Financial Institutions to all economic sectors particularly focusing on 4 sectors i.e. high technology, agriculture, manufacturing and tourism.

Features:

  • Offered under the Shariah concept of Bai Al-Einah
  • Financing amount up to RM30 million (for focus sectors); RM20 million (all other sectors)
  • Financing tenure of up to 10 years or 31 December 2035, whichever is earlier
  • Attractive pricing

Product Disclosure Sheet:

[Bahasa Malaysia][English]