Public Islamic Bank Gold MasterCard Credit Card-i


Shariah.png Shariah Compliant
Based on the Shariah principle of Ujrah which refers to fees charged on the usage of identified services, benefits and privileges. The Bank made available a line of credit to the Cardmember by way of Qard.
Non-compounding for Monthly Charges
Non-compounding of management fee
Annual-Fee.png Annual Fee
First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months
flexipay.png 0% Balance Transfer
Convert your outstanding balance from other bank(s) above RM1,000 into a 6-month instalment plan with 0% management fee. Apply via PBe.
wakaf.png Donation to Yayasan Waqaf
0.1% of total dining transactions will be automatically donated to Yayasan Waqaf every month. Donation amount is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts)
cb2.png 2% Cash Back
Enjoy 2% Cash Back on grocery transactions, capped at RM30 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)
contactless.png Contactless Payment
Contactless technology lets you make everyday purchases quickly and safely with just a tap
helpdesk.png Help Desk
Our Help Desk is ready to assist you 24/7. Please call 603-2170 8000
pbservice.png PBe Service
Access banking services any day of the year from wherever you are in the world.


  • Minimum income requirement: RM24,000 per annum
  • Minimum age requirement : Principal aged 21, Supplementary aged 18
  • Terms and Conditions apply

Product Disclosure Sheet:

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