Public Islamic Bank Platinum MasterCard Credit Card-i


Shariah.png Shariah Compliant
Based on the Shariah principle of Ujrah which refers to fees charged on the usage of identified services, benefits and privileges. The Bank made available a line of credit to the Cardmember by way of Qard.
Non-compounding for Monthly Charges
Non-compounding of management fee
Annual-Fee.png Annual Fee
First year annual fee waived. Subsequent years’ is subject to a minimum of 12 swipes over the preceding 12 months
flexipay.png 0% Balance Transfer Plan
Convert your outstanding balance from other bank(s) above RM1,500 into a 6-month instalment plan with 0% management fee. Apply via PBe.
wakaf.png Donation to Yayasan Waqaf
0.1% of total dining transactions will be automatically donated to Yayasan Waqaf every month. Donation amount is capped at RM100 per monthly statement cycle (combined between all Public Islamic Bank Principal and Supplementary accounts).
Cashback.png 4% Cash Back
Enjoy 4% Cash Back on grocery and departmental store transactions, capped at RM30 per monthly statement cycle (Cash Back payout is combined between Principal and Supplementary accounts)
lounge.png Complimentary Access to Malaysia Plaza Premium Lounge Access
2x complimentary access to any Malaysia Plaza Premium Lounge. Click here for Terms & Conditions
Shariah-(1).png e-Commerce Purchase Protection
Make online purchases using Public Islamic Bank Platinum MasterCard Credit Card-i and get covered for possible losses up to USD200 per claim per annum for any of the following instances:
  • Non-delivery of purchased item after 30 days of scheduled delivery
  • Wrong or incomplete delivery of purchased item
  • Physical damage to the delivered item
Click here for Terms & Conditions
Click here to file a claim
contactless.png Contactless Payment
Contactless technology lets you make everyday purchases quickly and safely with just a tap
pbservice-(1).png PBe Service
Access banking services any day of the year from wherever you are in the world
wasiat.png Will and Wasiat Writing Service
Enjoy 50% off will and wasiat writing service fee. Call PB Trustee Services Berhad at 03-2177 3127 (General Line) or head to the nearest branch for more info


  • Minimum income requirement: RM40,000 per annum
  • Minimum age requirement: Principal aged 21, Supplementary aged 18
  • Terms and conditions apply

Product Disclosure Sheet:

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