Basic Savings Account-i

No. Type of Charges Amount
1 Monthly Transaction Threshold
  • 6 Over-The-Counter (OTC) Visits*
  • 8 ATM Cash Withdrawals
For customers aged 55 years old and above:
  • 16 Over-The-Counter Visits*
Fee For Transaction Exceeding Threshold
  • RM1.00 per transaction
  • RM1.00 per transaction
  • RM1.00 per transaction
  *Note: Per visit is defined as the day the customer visits the branch to perform at least one cash withdrawal transaction. For Bank’s internal monitoring purposes, even if the customer performs multiple cash withdrawal transactions over-the-counter on an account per day, all said multiple transaction(s) will be considered as one (1) cash withdrawal for the day.
2 IBG Transaction Fee
  • Over-the-counter
    • Monthly Transaction Threshold
    • Fee for Transaction Exceeding Threshold
  • Via internet banking and mobile banking
  • Fund transfer via ATM


  • First 2 Interbank GIRO transactions per month – RM0.50 each**
  • RM2.00 per transaction**
  • Free of charge (effective 13 June 2018)
  • Free of charge (effective 1 July 2018)
**Note: Free of charge for senior citizens (above the age of 60 years) and disabled persons.
3 Dormant Account
  • Balances up to RM10.00
  • Balances of more than RM10.00
  • Bank will close the account and absorb the balance as a charge 
  • Annual fee of RM10.00 until the fund is transferred to Unclaimed Monies.
4 Other Fees and Charges
  • Replacement of lost savings passbook
  • Replacement of BankCard/PB Day2Day Card/"PB Visa/MasterCard Lifestyle Debit" Card
  • Closure of account within 3 months of account opened
  • Cash withdrawal at other MEPS member bank’s ATM
  • RM20.00 of which RM10.00 is for the stamp duty 
  • RM12.00 
  • RM10.00 
  • RM1.00
  Note: Service charges on other types of services not listed above will follow the Bank standard charges rates, should customers opt to use the services.