Simple and hassle-free savings account

Features:

  • Islamic savings account under the Shariah concept of Qard
  • Low minimum initial deposit of RM20.00
  • Minimum balance to be maintained in the account at any one time is only RM20.00
  • Access banking services via any Public Bank/Public Islamic Bank branches and ATM, or for your easy access via Public Bank Online / Mobile Banking services
  • PB Lifestyle Debit Card (ATM) options:
    • Option 1 - Waiver of annual fee for PB Lifestyle Debit Card
      • Free 6 over-the-counter (OTC) visits per month
      • Free 8 ATM cash withdrawals per month
      • Interbank GIRO transactions via OTC at a fee of RM0.30 per transaction
    • Option 2 - Annual Fee of RM8.00 for PB Lifestyle Debit Card
      • Unlimited ATM cash withdrawals and OTC transactions
      • Interbank GIRO transactions via OTC at a fee of RM0.30 per transaction

Protected by PIDM up to RM250,000 for each depositor.

Eligibility
  • Malaysian citizens and permanent residents (individual or joint)
  • Individuals (personal or joint) aged 18 years and above