Margin of Financing & Maximum Duration
Passenger Vehicles
| Age of Vehicles | Maximum Margin of Financing | Maximum Duration |
|---|---|---|
| New | Up to 90% | Up to 108 months |
| Up to 5 years | Up to 90% | Up to 108 months |
| Above 5 to 8 years | Up to 90% | Up to 84 months |
| Above 8 to 9 years | Up to 90% | Up to 72 months |
| Above 9 to 10 years | Up to 90% | Up to 60 months |
| Above 10 to 12 years | Up to 75% | Up to 36 months |
Commercial Vehicles (with BDM not exceeding 7,500kg)
| Age of Vehicles | Maximum Margin of Financing | Maximum Duration |
|---|---|---|
| New | Up to 85% | Up to 84 months |
| Up to 8 years | Up to 80% | Up to 60 months |
Commercial Vehicles (with BDM exceeding 7,500kg)
| Age of Vehicles | Maximum Margin of Financing | Maximum Duration |
|---|---|---|
| New | Up to 70% | Up to 60 months |
| Up to 5 years | Up to 65% | Up to 48 months |
- Terms & Conditions apply
- Public Islamic Bank Berhad reserves the right to vary the terms & conditions at our absolute discretion
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