Financing under BAE Micro Enterprises Facility-i (MEF-i)
This facility aims to improve the access to collateral-free micro financing for micro enterprises* to raise funds for capital expenditure and working capital. The financing is under BNM’s Pembiayaan Mikro Scheme.
*Includes those seeking to generate income by being self-employed or gig worker on digital platforms, as well as participants of the iTEKAD programme.
Features:
- No collateral required
- Financing amount up to RM100,000
- Financing tenure up to 7 years
- The profit rate charged for this product is calculated based on variable rate basis
Facility will be guaranteed by SJPP, if applicable
- Product Disclosure Sheet
Financing under BAE Relief and Adaptation Facility-i (RAFt-i)
RAFt-i provides support as follows:
- RAFt-i (Relief) aims to alleviate the financial burden of SMEs affected by floods and enable them to resume their business operations.
- RAFt-i (Adaptation) aims to promote SMEs’ flood preparedness and business resilience.
Features:
- Financing amount up to RM1 million
- Financing tenure up to 7 years, including an optional moratorium period of 6 months for RAFt-i (Relief)
- Financing tenure of up to 8 years
- Attractive pricing
Facility will be guaranteed by CGC or SJPP.
- Product Disclosure Sheet
Financing under BAE PENJANA Tourism Financing-i (PTF-i) Scheme
This facility aims to support the recovery and growth of SMEs in the tourism-related sectors.
Features:
- Financing amount up to RM500,000
- Financing tenure of up to 7 years
- Attractive pricing
Facility will be guaranteed by SJPP.
- Product Disclosure Sheet
Financing under BAE SME Stabilisation Relief Facility-i (SRF-i)
This facility aims to assist Micro, Small and Medium Enterprises (MSMEs) affected by ongoing West Asia conflict.
Features:
- Financing amount up to RM750,000
- Financing tenure of up to 5 years
- Financing rate up to 3.75% per annum (inclusive of guarantee fee)
Facility will be guaranteed by CGC or SJPP.
- Product Disclosure Sheet
