Shariah Committee

Dr. Shafaai bin Musa
Master’s Degree in Comparative Laws, International Islmaic University Malaysia, IIUM.
Bachelor in Shariah, Al-Azhar University, Cairo, Egypt.
Dr. Shafaai Musa was appointed as a member of the Shariah Committee (SC) for Public Islamic Bank Berhad in June 2022 (effective date 14 June 2022). He obtained his first degree in Shariah from Al-Azhar University. He then completed his Master’s Degree in Comparative Laws from the International Islamic University Malaysia (IIUM) and Ph.D. from Glasgow Caledonian University.
Dr. Shafaai served IIUM for 26 years where he started his career in 1992 as an Assistant Lecturer at Ahmad Ibrahim Kulliyyah of Laws. He then served as the Head of Department of Islamic Law for three years from 2002 and in 2004, he was conferred Associate Professor by IIUM.
Prior to joining Public Islamic Bank Berhad in 2022, Dr. Shafaai had served Commerce International Merchant Bankers (CIMB) Group for 16 years:
- Chairman of the SC, Southern Bank Berhad
- Member of the SC, Commerce Tijari Bank Berhad
- Chairman of SC, Commerce Takaful Berhad (later known as CIMB Aviva Takaful).
- Member of the SC, CIMB Islamic Bank
- Chairman of SC, CIMB Islamic Bank

Ustaz Engku Ahmad Fadzil bin Engku Ali
B. Law and Shariah Laws (IIUM)
YM Ustaz Engku Ahmad Fadzil was appointed as the Shariah Committee member for Public Islamic Bank Berhad in April 2020. He holds a Master Degree in Islamic Judiciary from University of Jordan and accomplished his Bachelor Degree in Laws and second Degree in Shariah Laws from International Islamic University Malaysia (IIUM).
YM Ustaz Engku Ahmad Fadzil was appointed as an advocate and solicitor at the High Court of Malaya in 1995. He was also a lecturer at IIUM from 1994 until 2014 and his areas of specialization are Law of Successions, Islamic Jurisprudence and Islamic Criminal Laws.
Previously, YM Ustaz Engku Ahmad Fadzil was a member of the fatwa research panel of Jabatan Mufti Kerajaan Negeri Sembilan and a Senior Fellow at the Institut Kajian Strategik Islam Malaysia. In addition, he formerly served as a Shariah Committee member of Bank Muamalat Malaysia Berhad from 2005 until 2020.
Apart from being a Member of the Shariah Committee of Public Islamic Bank Berhad, he serves as a member of the Shariah Committee for Bank Pertanian Malaysia Berhad (Agrobank) and AIA PUBLIC Takaful Berhad. End of 2020, he was appointed as a member of the Fatwa Committee Member for the State of Pahang.

Associate Professor Dr. Syed Musa Bin Syed Jaafar Alhabshi
Bachelor of Business Administration at IIUM, Malaysia
The Association of Chartered Certified Accountants (ACCA), Qualification, Malaysia
Diploma in Business (Financial Option) from Ngee Ann Polytechnic, Singapore
Associate Professor Dr. Syed Musa was appointed as a member of the Shariah Committee (SC) for Public Islamic Bank Berhad in November 2022. He holds a Diploma in Business (Financial Option) from Ngee Ann Polytechnic, Singapore and obtained his Bachelor of Business Administration with first-class Honours from the International Islamic University Malaysia (IIUM). He then completed his Doctorate in Business Administration (Accounting and Finance) at the Strathclyde University, United Kingdom.
Associate Professor Dr. Syed Musa began his career as an academic staff at the Kuliyyah of Economics and Management since 1989 in IIUM and continued his academic career at UNITAR in 2000. Then in 2009, he served in Universiti Tun Abdul Razak (UNIRAZAK) up to 2012 before receiving an offer to serve as the Associate Professor at the Institute of Islamic Banking and Finance (IIBF), IIUM up to today. He had also served as a Principal Consultant with Amanie Business Solutions and International Institute of Islamic Finance Inc from 2005 to 2009.
Prior to joining Public Islamic Bank Berhad, Associate Professor Dr. Syed Musa had served in several Shariah Advisory roles as follows:
- Shariah Supervisory Council of Labuan Financial Services Authority: 2014-Present
- Member of the SC, Bank of Tokyo-Mitsubishi UFJ Malaysia (MUFG Bank Malaysia Berhad): 2012- May 2022
- Member of the Group SC, MNRB Group: 2015-2020
- Member of the Shariah Advisory Council, Securities Commission: 2017-2020
- Member of the Shariah Advisory Council, EON Cap Islamic Bank and EON Bank Group: 1995-2011

Associate Professor Dr. Marhanum Binti Che Mohd Salleh
Master of Science in Islamic Finance, International Islamic University Malaysia
Bachelor of Shariah and Management, University of Malaya (First Class Degree)
Associate Professor Dr. Marhanum Che Mohd Salleh was appointed as a member of Shariah Committee (SC) for Public Islamic Bank Berhad in November 2023. She holds a Bachelor Degree (First Class) from University of Malaya (UM) with specialization in Shariah and Management with distinction. She continued her studies in Msc Islamic Finance at International Islamic University Malaysia in 2008, then pursued her Ph.D in Business Administration specializing in Islamic Banking and Takaful at the same university in 2009 under fellowship scheme.
Associate Professor Dr. Marhanum began her career as an academic staff at the Kulliyyah of Economics and Management Sciences, IIUM. Her areas of expertise include Shariah, Islamic Banking, Takaful, Waqf, Islamic Marketing, and Fintech. She has published her works in highly reputable local and international journals and books.
Prior to joining Public Islamic Bank Berhad, Associate Professor Dr. Marhanum had served in several Shariah Advisory roles as follows:
- Member, Shariah Committee, Syarikat Takaful Malaysia Berhad (STMB) (2015-Present)
- Member, Shariah Committee, Co-op Bank Pertama (2021-Present)
- Member, Shariah Committee, United Overseas Bank (UOB) Malaysia (2015-2020)
- Member, Association of Shariah Advisors in Islamic Finance Malaysia (ASAS) (since 2015)

Associate Professor Dr. Yasmin Hanani Binti Mohd Safian
PhD in Islamic Law, University of Exeter, United Kingdom.
Masters in Arab and Islamic Studies with Merit, The University of Birmingham, United Kingdom.
Bachelor of Degree in Syariah Islamiyyah, Al-Azhar University, Egypt
Associate Professor Dr. Yasmin Hanani Binti Mohd Safian was appointed as a member of the Shariah Committee Public Islamic Bank Berhad in April 2024. She holds a Bachelor Degree from Al-Azhar University, Egypt with specialization in Syariah Islamiyyah. She continued her studies in Master in Islamic Studies with merit at University of Birmingham, United Kingdom in 2003, then pursued her Ph.D in Islamic Law at University of Exeter, United Kingdom in 2010.
Associate Professor Dr. Yasmin Hanani began her career as an academic staff at the Faculty of Syariah & Law, Universiti Sains Islam Malaysia (USIM). Her areas of expertise include Shariah Law and Islamic Banking. She has published her works in highly reputable local and international journals and books.
Prior to joining Public Islamic Bank Berhad, Associate Professor Dr. Yasmin Hanani had served in several Shariah Advisory roles as follows.
- Member, Shariah Committee, Bank Pembangunan Malaysia Berhad, (2022-Present)
- Member, Shariah Committee, Co-op Bank Pertama (2022-Present)
- Member, Shariah Supervisory Council, Bank Islam Malaysia Berhad (2022- March 2024)
- Member, Shariah Committee, BIMB Investment Management Berhad (2022-2023)
- Member, Shariah Committee, Affin Islamic Bank Berhad (2011-2014)

Associate Professor Dr. Mohamad Zaharuddin Zakaria
Ph.D. in Fiqh and Usul Fiqh, International Islamic University of Malaysia (IIUM).
Masters in Shariah Judiciary, University of Jordan.
Bachelor of Degree in Syariah and Judiciary.
Associate Professor Dr. Mohamad Zaharuddin Zakaria began his career as an academic staff at the Faculty of Syariah & Law, Universiti Sains Islam Malaysia (USIM). His areas of expertise include Islamic Law of Transaction and Islamic Judiciary and his works are published in highly reputable local and international journals and books.
Prior to joining Public Islamic Bank Berhad, Associate Professor Dr. Mohamad Zaharuddin Zakaria had served in several Shariah Advisory roles as follows.
- Shariah Consultant, Ikbal Salam & Associates (Present)
- Member, Shariah Committee, Zurich Takaful (2023- Present)
- Member, Shariah Committee, Universiti Sains Islam Malaysia (2021-Present)
- Chairman, Shariah Committee, Bank Simpanan Nasional (2020-Present)
- Member, Shariah Committee, MUFG Bank (2020-2025)

Hj. Abdul Rahman Mohd Yusoff
Master of Science in Islamic Finance (MSc. Islamic Finance), INCEIF University, Malaysia.
Master Business Administration (MBA), Morehead State University, Kentucky, USA
Bachelor of Science (B.Sc.) Major in Finance, Indiana State University, Indiana, USA.
Diploma in Banking, Institut Teknoloji MARA (ITM), Malaysia.
Hj. Abdul Rahman Mohd Yusoff has been appointed as a Shariah Committee member of Public Islamic Bank Berhad, effective 1 April 2025. He is a Teaching Fellow at INCEIF University since December 2021 and previously led the Executive Education, Consultancy, and Advisory units in International Shari’ah Research Academy for Islamic Finance (ISRA) Consulting from May 2022 to February 2023 as an Interim Deputy Chief Executive Officer. He was also the Deputy President of the Chartered Institute of Islamic Finance Professionals (CIIF) until 2023.
With over three decades of experience in banking and finance, he held leadership positions at OCBC Al-Amin, including Vice President of Business Banking, Head of Shariah, and Head of Islamic Product & Business Development from 2008 to 2021. Prior to this, he served in various managerial roles at CIMB Bank, including as Branch Manager, Assistant General Manager in Hong Kong, and Head of International Credit. His experience also includes roles as Project Manager at Bank Islam and as Vice President of Islamic Business in Cagamas Berhad.
As a dedicated contributor to the Islamic finance industry, Hj. Abdul Rahman has served as a Module Writer, Moderator, Reviewer, and Trainer with institutions such as Islamic Banking and Finance Institute Malaysia (IBFIM), Association of Shariah Advisors in Islamic Finance (ASAS), ISRA Consulting, and International Research Centre of Islamic Economics and Finance (IRCIEF), Selangor Islamic University (UIS).
He is a Fellow Chartered Professional in Islamic Finance (F.CPIF), a Certified Shariah Practitioner (CSP), and a Certified Professional Trainer (MIM-CPT).