Savings account that offers basic banking service.

Features:

  • Ease of opening an account with an initial deposit of RM20.00.
  • Minimum balance to be maintained at any one time is only RM20.00
  • Profit will be credited into the account.
  • Access banking services via any Public Bank/Public Islamic Bank branches and ATM, or for your easy access via Public Bank Online / Mobile Banking services.
  • Debit card will be offered to account holder 12 years old and above and micro enterprises.
  • Other FREE services offered:
    • Cheques and cash / coin* deposits via deposit machines.
    • Account enquiries and fund transfers within the Bank via ATM and Public Bank Online / Mobile Banking services.
    • Bill payments via Public Bank Online / Mobile Banking services.
    • Cash withdrawal within the Bank via Over-the-Counter (OTC) and ATM.

*Available at selected branches.

Protected by PIDM up to RM250,000 for each depositor.

Eligibility
  • Malaysian citizens and permanent residents.
    • Personal Account
    • Joint Account
    • Minors below the age of 12 require the parents/legal guardians to open 'on behalf' accounts.
  • Non-individual i.e. Micro enterprises incorporated in Malaysia.